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* Details to note:
Typical Applicants are required to provide a current and acceptable: completed application, mortgage
statement, photo ID, credit profile, plus proof of income, assets, and home hazard insurance. Some of these
may be waived for a qualifying 1st Mortgage or Home Equity Applicant. Proof of income may be more extensive
for self-employed borrowers. Any pre-approval, pre-qualification, “Home EQ” value, or providing rates prior
to closing is in no way an indication of eligibility or binding underwriting decision. Rates are subject to
change based on market conditions and the entries of your specific Application. All borrowers will be
required to meet Spring EQ's current underwriting guidelines including verification of all Applicant
information provided, debt-to-income ratio, home’s current value, and any conditions required specifically
of your Application.